§ 15-9. Insurance identification cards—Exhibition of card to peace officers; failure to exhibit; penalty.  


Latest version.
  • (a)

    An insurance identification card shall be carried in the insured motor vehicle at all times. The operator of an insured motor vehicle shall exhibit the insurance identification on the demand of any peace officer who lawfully stops such operator or investigates an accident where that officer is engaged in the performance of the officer's duties. If the operator fails to exhibit an insurance identification card, the officer shall notify the director of revenue, in the manner determined by the director, and the officer may issue a citation to the operator pursuant to subsection (b) of this section.

    A motor vehicle liability insurance policy, a motor vehicle liability insurance binder, or receipt which contains (1) the name and address of the insurer; (2) the name of the named insured; (3) the policy number; (4) the effective dates of the policy including month, day and year; (5) a description of the insured motor vehicle, including year and make or at least five (5) digits of the vehicle identification number or the word "fleet" if the insurance policy covers five (5) or more motor vehicles; (6) and the statement "THIS CARD MUST BE CARRIED IN THE INSURED MOTOR VEHICLE FOR PRODUCTION UPON DEMAND" prominently displayed on the card, shall be satisfactory evidence of insurance in lieu of an insurance identification card.

    (b)

    Any person failing to exhibit an insurance identification card or other satisfactory evidence of insurance in lieu of such card upon the demand of any peace officer pursuant to this section is guilty of a violation of this section. However, no person shall be found guilty of violating this section if the operator demonstrates to the court that he or she met the financial responsibility requirements of RSMo Chapter 303 at the time the peace officer wrote the citation.

    (c)

    Every person convicted of a violation of this provision shall be punished by a fine of not more than one hundred dollars ($100.00) or less than five dollars ($5.00).

(Ord. No. 1285, § I, 4-27-98)